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Final Expense Insurance

Our experienced agents can help you gain peace of mind in knowing that any funeral affairs will be covered so that you can focus on the more important things in life.

What is Final Expense Insurance?

Final expense insurance helps cover the final costs of a person’s death including funeral expenses, medical bills, credit card debt, etc. The plan removes some of the financial burden from the person’s loved ones by paying out cash to the specified beneficiary.

Borrowing Against a Final Expense Policy

What is Borrowing?

Final expense policyholders may borrow against their policy while they are still alive. This is essentially taking a loan out of the policy to pay for a big purchase or life event. This money, in turn, must be paid back before the policyholder passes in order to receive the full payout.

Should I Borrow Against my Policy?

Any borrowing from final expense insurance policy should be done with caution as it may affect the benefit of the policy if not paid back in time. However, borrowing from your policy does allow you to bypass the credit check as long as you have enough cash value, and this loan typically has lower interest rates than traditional loans. Every situation is different, so talk to your Murray Insurance agent about what plan is best for you.

Get the right final expense insurance policy at the right price in one phone call

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We Can Help You Find the Right Policy

Instead of trying to navigate the confusing insurance marketplace alone, contact us today to request help from our experienced team of agents. We understand the ins and outs of the industry and will be able to help you find the final expense plan that’s right for you and your family. Oh, and our expert advice is always free.

Step 1: Contact an Agent

Our expert team of agents is awaiting your phone call. We have served over 150,000 Floridians, like you, in the past 30 years.

Step 2: Compare Plans

Your agent will work with you, explaining all of your options and giving their expert advice to find the perfect plan that fits all of your needs.

Step 3: Finalize Your Policy

In one phone call, we’ll finalize your policy.

 

1-800-388-9908

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