Insurance We Offer

For peace of mind during the good times and security during the bad, we offer a wide variety of policies that will protect you and your loved ones.

Individual Health

Individual and family plans include:
Health maintenance organization(HMO)
Preferred provider organization (PPO)
Exclusive provider organization (EPO)
Point of service (POS)

Final Expense Insurance

Peace of mind insurance to help cover final expenses such as funeral costs, credit card debt, and medical bills in the event of an unexpected tragedy.

Group Health

Offering health insurance for employees may help businesses to avoid penalties and may even make businesses eligible for tax credits. Murray offers more than 40 choices under the BlueOptions’ plans.

Health Savings Account

Medical savings account designed to supplement a high deductible insurance plan. Money deposited is not subject to federal income tax at the time of deposit.

Short Term Medical

Premiums are generally lower than long term insurance plans and plans may range from 30 days to 6 months or 12 months.

Travel Medical

Provides protection when traveling overseas. Features include emergency medical evacuation, return of mortal remains, loss of checked luggage, and emergency dental.

Medicare

Coverage for seniors age 65 and older and individuals with certain disabilities. Divided into four parts: hospital insurance, medical insurance, medicare insurance, & prescription drugs.

Life Insurance

A death benefit is paid out to a beneficiary in the event of the policy holder’s demise. The two main types are permanent and term life insurance.

Long Term Care

Helps cover the cost of care for those that need assistance with activities of daily living (ADLs.)

Annuities

Act as retirement vehicles that can help to generate money for life after retirement.

Disability

Pays benefits to the policyholder in the event that illness or injury occurs. Protects from potential lost income due to inability to work.