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Navigating the increasingly confusing insurance marketplace alone may become stressful and time-consuming. Our experienced team of agents have an understanding of all situations and options, so they can help you find the right plan for you and your family.
What is Life Insurance?
After someone passes away, their family and loved ones are often left with a plethora of expenses to cover, especially if the person was the main source of income for the family. Life insurance provides a death benefit to a specified beneficiary that can be used to cover these expenses and lost income.
Riders are additional benefits that may be added onto a life insurance policy for an additional cost. Some common riders are those covering disabilities, accidental deaths, and accelerated benefits which allows the policyholder to receive the proceeds early in certain circumstances, such as terminal illness.
Two Types of Life Insurance
Permanent Life Insurance
Designed and priced to carry coverage for an extended period of time, permanent life insurance is the best plan for most people. As long as you’re settled down with a steady income, permanent life insurance will most likely be your best bet, especially if you have one or more people depending on you.
Term Life Insurance
The less expensive option, term life insurance is generally designed to be carried for a specified period until a permanent life insurance policy can be purchased. This is a viable option for recent-grads without full-time jobs or those that have recently become unemployed.
Get the right life insurance policy at the right price in one phone call
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We Can Help You Find the Right Policy
Instead of trying to navigate the confusing insurance marketplace alone, contact us today to request help from our experienced team of agents. We understand the ins and outs of the industry and will be able to help you find the life insurance plan that’s right for you and your family. Oh, and our expert advice is always free.
Step 1: Contact an Agent
Our expert team of agents is awaiting your phone call. We have served over 150,000 Floridians, like you, in the past 30 years.
Step 2: Compare Plans
Your agent will work with you, explaining all of your options and giving their expert advice to find the perfect plan that fits all of your needs.
Step 3: Finalize Your Policy
In one phone call, we’ll finalize your policy.
CALL MURRAY INSURANCE TODAY!