Get the Most out of
With four extensive parts available for Medicare, choosing the right one can be stressful and time-consuming. Our experienced team will help you decide which parts you qualify for and aid you in the decision-making process to capatilize on the program.
How Medicare Works
Medicare is a federal health insurance program created for seniors age 65 and older and younger individuals with certain disabilities. It’s designed to cover several aspects of senior healthcare, but not all expenses, such as long-term in-home care and most nursing home care. There are special additions available to cover aspects such as these.
For more information, fill out the form to the right or reference www.medicare.gov’s Medicare & You Handbook.
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The Four Parts of Medicare
Part A: Hospital Insurance
Part A includes inpatient stays in a hospital, care received in a skilled nursing facility, hospice care, and some home health care. Generally, you won’t need to pay a monthly premium if you or your spouse paid Medicare taxes during employment. Those who aren’t eligible for premium-free Part A can buy it and pay a monthly premium.
Part B: Medical Insurance
Part B includes certain services provided by doctors and other providers, medical supplies and devices, outpatient care, and some preventive health services and home health care. Most people with Part B will pay a monthly premium. If you want coverage to fill in gaps of Original Medicare, you may have the option to purchase Medigap, or Medical Supplement Insurance from a private company.
Part C: Medicare Advantage
Part C is a type of plan that’s offered by a private insurance company that contracts with Medicare to provide individuals with all the benefits that are included in Part A and Part B coverage. Part D may also be included, with extra benefits or services available for an extra cost.
Part D: Prescription Drugs
Part D can help to lower prescription drug costs, as well as help protect prices from rising in the future. This coverage is offered to certain Medicare plans by insurance companies and private companies that have been approved by the Medicare program.
We can offer you reliability and a company you can trust.
- If you are new to Medicare Advantage
- If you are turning 65
- If you are new to the area
We Can Help You Find the Right Policy
Instead of trying to navigate the confusing insurance marketplace alone, contact us today to request help from our experienced team of agents. We understand the ins and outs of the industry and will be able to help you find the Medicare plan that’s right for you and your family. Oh, and our expert advice is always free.
Step 1: Contact an Agent
Our expert team of agents is awaiting your phone call. We have served over 150,000 Floridians, like you, in the past 30 years.
Step 2: Compare Plans
Your agent will work with you, explaining all of your options and giving their expert advice to find the perfect plan that fits all of your needs.
Step 3: Finalize Your Policy
In one phone call, we’ll finalize your policy.
CALL MURRAY INSURANCE TODAY!